Yacht purchase financing · Florida
Compare our rates before you use dealership financing.
Dealer finance offices commonly add their own markup to the lender's interest rate. We shop your loan across marine lenders and manage it through closing. Loans from $250,000 on new and pre-owned yachts.
- Your loan shopped across marine lenders, with the offers laid out in plain terms
- Straightforward buyers and complex files alike: business owners, larger loans, a second look after a bank decline
- Arranged by a licensed Florida yacht brokerage, not a call center
Start your financing review
Tell us about the boat and the loan. A broker will call you. This form does not pull your credit.
No Social Security number needed at this step. We only contact you about this request.
Who this is for
Simple purchase or complicated file, your loan should be shopped.
The finance office at the dealership works for the dealership. We work the loan the way we work the boat deal, for the buyer, and we know which lender fits which borrower.
Larger loans
Purchases from $250,000 into the millions, new builds and brokerage boats.
Buyers with a dealer quote
You have a rate from the dealer's finance office and want to know if it can be beaten.
Declined or short
A bank said no, or approved a smaller loan than the purchase needs.
Complex finances
Business owners, K-1 income, or wealth held in brokerage and retirement accounts that lenders count differently.
How it works
One team from first call to closing.
Tell us about the purchase
The boat, the price and the loan you want. A broker calls to understand your situation before anything is submitted.
We take it to the right lenders
Our finance partner presents your file to the marine lenders that suit it, and avoids unnecessary credit inquiries.
You choose; we manage the paperwork
We lay out the offers in plain terms, then coordinate documents with you or your accountant through closing.
Who you're working with
Yacht brokers first. The financing serves the deal.
- The Yacht Experts, LLC, Fort Lauderdale, Florida
- A licensed Florida yacht brokerage, CPYB certified
- Financing arranged with an established marine finance partner
Recent approval
$2.29 million
Financed on a new 55-foot sportfishing yacht, on a 20-year term.
Questions
What buyers ask first.
- Does submitting this form affect my credit?
- No. The form is an inquiry. Credit is only pulled later, with your permission, as part of a formal application.
- What documents will a lender want?
- For larger loans, typically recent personal tax returns, a personal financial statement, statements showing liquid assets, and the purchase agreement. Business owners are usually asked for business returns as well.
- Do I have to buy the boat through you?
- No. We can arrange financing for a boat you are buying from a dealer, a builder or another broker.